CNN Money is carrying an article on the Russian e-money system and the coming changes. This is a very good article.

Crashing Russia’s all-cash culture

Electronic money purveyors make it easy for Russian consumers to make micropayments. Now they’re seeking legitimacy.

By Julia Ioffe, contributor

“In fact, e-commerce is barely described in the Russian legal system, partially because of the natural lag time before law catches up to fast-moving technology, partially because there is no consensus here on how to regulate this industry”